Credit Cards & Resources

Free workshops are supported by using our referral links below!                                   

Warning: Please only sign up for new credit cards if you are financially savvy.
There is no point in using credit cards if you carry a balance and pay interest each month. 

Stats:
- The average person spends 83% more when using a credit card. 
- The average person saves $600 a month when using an every dollar budget such as YNAB (referral link)



Plan on getting a new credit card for travel?

Please click on the links on this page to use my referral codes as it won't cost you anything and I will receive a referral bonus with each link you use.

Thank you :)
Junyan

CREDIT CARDS

EXTRAS



AMEX BUSINESS PLATINUM

75000 Membership Rewards points

- 7k min spend, $499 annual fee, perks

STACK CARD

Avoid paying ATM fees when withdrawing money from ATMs abroad

AMEX PERSONAL PLATINUM

70000 Membership Rewards points

- 5k min spend, $699 annual fee ($499 net), perks

GREAT CANADIAN REBATES

Get cash back when signing up for certain credit cards and when using their online shopping portal

AMEX COBALT

2500 Membership Rewards Select points / month

- $10 fee / mo, 5x point multipliers

RAKUTEN

Cash back when online shopping (expedia, hotels.com, etc.)

AMEX HILTON HONORS (US)

75000 Hilton Honors points

- No fee, no FX fees, 7x or 3x point multipliers

DROP

Another cash back option when signing up for certain credit cards


BORROWELL

Check your Equifax credit score for free.